by John VanWeelden | Dec 29, 2022 | Retirement, Tax Planning
There’s a tremendous difference between tax planning and tax preparation. Effective tax planning can save you thousands, tens of thousands, or even hundreds of thousands of dollars over your lifetime. Think about it – when your accountant or tax preparer sits down to...
by John VanWeelden | Sep 27, 2021 | Investment Strategies, The Bucket Plan
The Bucket Plan is a three-bucket approach to segmenting your money, based on the purpose and time before you will need it. Essentially, you are buying time with the funds you will need sooner, so you can invest the funds you won’t need until later for long-term...
by John VanWeelden | Sep 20, 2021 | Investment Strategies
Sequence of Returns Risk comes into play as you transition from your accumulation years, to your preservation and distribution years. It simply refers to the order in which good and bad market returns occur. Think about it – if you take yearly withdrawals from...
by John VanWeelden | Sep 13, 2021 | Retirement
Have you ever heard of The Money Cycle? The Money Cycle is something that we all go through during our lifetime. There are three phases: accumulation, preservation, and distribution. The accumulation phase starts early in life. When you are accumulating assets, you...
by John VanWeelden | Aug 30, 2021 | Income Stability, Investment Strategies
In order to understand how to manage volatility, I first need to explain what a majority of the financial industry preaches about it. First, it’s based on something called Modern Portfolio Theory, which is based on some very good research. The problem is that the...
